With the recent softness of the real estate market and the rising tide of foreclosure properties it is becoming more difficult to sell properties in a timely way and at a favorable price.

If the seller is willing to carry back a real estate note on the property, making it unnecessary to get bank financing, they can wield a powerful tool that can provide for a faster sale at a higher price.  This option can often make the difference between selling the property and moving on with life and the property hanging unsold for several months.

Two options are available if the seller was to use this powerful tool:

1. They can simply keep making payments on the current mortgage and retain the difference between what is owed every month, and what they are collecting on the note. They have now created cash flow for themselves.
2. Sell part or all of the created note that was created and pay off the mortgage and then use the remaining cash for whatever needs they have.

The key to getting the biggest benefit for the cash flow is to design the note properly.  The terms of the note and the interest rate are extremely important.

It is best to get competent professional advice and do the research beforehand.  The note can be created and sold to a note buyer at the same time (simultaneous closing).  If done correctly this option is worth considering.

Ambloom Financial makes selling notes an integral part of the seller financing experience.  A properly constructed note can be quickly sold allowing the property seller to realize a higher sales price and quicker sale than traditional methods alone.