Which Way of Selling Your Note is Best?

You can choose to keep your real estate or mortgage note and continue to receive your monthly payments or sell mortgage notes to raise cash. There are a number of ways to structure the sale of all or part of your note. Here is a general description of the types of purchases which can be structured to free up a lump sum of cash and meet your personal requirements:

• Full - The purchase of a real estate or mortgage note in its entirety.
• Partial - The purchase of immediate installments, with the seller retaining remaining installments and/or the balloon payment.
• Reverse Partial - The purchase of future installments, allowing the seller to continue receiving immediate installments for a specified period of time.
• Split Disbursement Partial - The purchase of a portion of each mortgage note installment for a specified time and amount. Seller receives the remainder of each installment.
• Multiple Stage Payout - The full purchase of a real estate or mortgage note by means of a guaranteed staged payout of proceeds equaling or exceeding the principal balance. Seller receives stated payout regardless of the purchased receivables’s performance.
• Multiple Cash Flow - The purchase of up to 50% of the cash flow created by multiple receivables held by a single seller.
• Short Life Yield - A method of calculating a higher buy price on a long term, Grade A receivable, by calculating the purchase price of the real estate note as if there were a 10 year balloon payment. There are other options available as well. Please contact us with any questions you may have for an explanation of how these purchase options can be modified to meet your needs, now or in the future. We look forward to working with you and providing the best service possible! We buy seller carried mortgages secured by real estate located all 50 states.

What we do not buy: While we buy most kinds of notes secured by real estate there are some things we do not buy. We don’t buy business loans, judgments, lottery winnings, structured settlements, inheritances, annuities, accounts receivable or agricultural contracts at this time. We are not in a position to buy seller-carried mortgages secured by real estate that require a license to operate. This includes seller carried real estate mortgages secured by bars and taverns, day care enters, adult care facilities, and nursing homes. -